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Starting up your Businesses?

We know how hard it is to start a new business and we have helped tens of thousands of business start selling online already, so this is how we can help you.

It's easy to start taking trading online all you need is a shop and a till, so we give you a free store for 6 months and create an Internet Merchant Account for you. To help a little more we've kept fees to a minimum, no up-front deposits, no minimum monthly volumes and with the On4 store builder all you have to do is to stock your shop and start selling.

You will need a business bank account however so we can send your sales receipts to you.

What are Merchant Accounts?

Wikipedia defines a merchant account as "A merchant account is a contract under which an acquiring bank extends a line of credit to a merchant, who wishes to accept payment card transactions of a particular card association brand. Without such a contract, one cannot accept payments by any of the major credit card brands."

...but that's only half the story.

Just starting a business and want to accept online payments?

Starting your own business will be one of the most important decisions you will make in your life. But whether you are setting up as a home business entrepreneur or in separate premises, there will be some challenging times ahead.

Once you have setup your business bank account the first step to accepting credit/debit card payments is to setup a merchant account.

A home business entrepreneur has the advantage of low start-up costs and zero Travelling times. They might also have the added benefit of having family and friends close to hand. But some types of companies can only be run from a business-dedicated site. Good entrepreneurship involves taking a strong idea and embellishing it with sound business decisions, wherever you are based.

Before you are able to secure funding or make any sort of progress on your way to starting up your venture, you need a business development plan. As few entrepreneurs have the money to invest in their own business, investment is often crucial to get your plan off the ground. As a result, it's essential that you concentrate on developing business strategy to convince potential investors that they should give you money.

Banks, or other investors, will want to know what type of business you are starting up, how it will be structured and how it will make money. This is an ideal opportunity to analyse the strengths and weaknesses of your idea, as business development planning provides you with the foundation stone for your small firm. There are a number of dos and don'ts you should adhere to when forming a business plan. Developing a business strategy is an integral part of starting your own business, as planning can help turn your idea into a successful business. Therefore, it's essential you do this properly.

An Introduction to Accepting Credit Cards

If this is your first business and you haven’t accept credit cards before then if you don’t offer this facility you are simply losing trade and our Internet Merchant Account starts your sales process.

Merchant Accounts are special bank accounts used to collect debit/credit card payments through your business. The funds are usually held in the merchant account for a certain period of time before they are remitted to your business bank account. As your merchant service provider we apply a small charge for each transaction depending on the type of card used by your customer and the amount paid.

As a leading regulated online payment company, specialising in providing small and new businesses with simple, accessible, easy to use, payment services then we hope that you will find Perpetual Payment exactly what you are looking for.

Key Features of our Merchant Account:

  • Accept payments from all major credit and debit cards
  • Low transaction rates
  • No annual fees
  • Configurable branded payment pages
  • Merchant account and payment gateway rolled into one
  • Free anti-fraud tools

To apply for the Perpetual Payments Merchant Account today please click the button below.