- About us
- Merchant services
- Accept online payments
- Accept payments online without a merchant account
- Direct debit processing
- Partner program
- Personal account
- High risk merchants
- Virtual terminal
- VoicePay TV
- Apply online
- Geographies
- Fees & charges
- Reduce chargebacks
- Stop fraud
- Glossary
- Certified shopping carts
The Merchant Account* tailored to your payment needs
Perpetual Payments Merchant Services are the industry experts who provide worldwide payment services enabling your business to accept credit and debit card payments by phone, online or by mobile within one day whatever the size of your business.
Experience our customer service and compare our prices. We can not be beaten.
It's easy to start taking card payments with our same day Merchant Accounts - we've kept fees to a minimum, no up-front deposits, no minimum monthly volumes and no additional Bank processing fees.
Helping merchants through the "credit crunch"
We help Merchants in any country to accept payment from their customers for low processing rates... We are also able to open types of Merchant Accounts that other credit card processors shy away from. If you need a Merchant Account to Accept Credit and Debit Cards that:
- is low cost, and;
- has a small one-off set up fee and no annual fee, and;
- has no minimum processing fees, and;
- covers both payment gateway and bank fees
Then apply today!
Our commitments to you are straightforward:
- Excellent and honest customer service and timely correspondence regarding any issues that concern you.
- Neutrality, independence and global reach.
- If you have a special processing requirement we can normally find a solution and have a 99% probability of your business model being accepted.
Our Merchant Services are designed to help you and improve your understanding of customer-not-present payment processing and Merchant Accounts. Please contact us with any queries or questions.
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We can guarantee acceptance even if you fall within one of the following groups:
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If you would like us to open your merchant account now please go to the Merchant Application Form page and start your journey towards a secure and personalised processing relationship, designed around you
About our Merchant Accounts
We help low risk Merchants in any country to accept payment from their customers... We are also able to open other types of Merchant Accounts so even if you require one of the following types of Merchant Account to Accept Credit and Debit Cards apply today!
| Adult Merchant Accounts / Dating Merchant Accounts |
European Merchant Accounts / International Merchant Accounts |
Gaming Merchant Accounts / Gambling Merchant Accounts / Bingo Merchant Account |
| High Risk Merchant Accounts | Internet Merchant Account / ecommerce Merchant Account / e- commerce Merchant Account / Online Merchant Account / Merchant Account (Web) / Net Merchant Account |
MO/TO Merchant Account / MOTO Merchant Account / mail-order Merchant Account / mailorder Merchant Account / Telephone Merchant Account |
| Offshore Merchant account / Off-shore Merchant Account |
Airline Merchant Accounts | Travel Merchant Account / Travel Agent Merchant Account / Travel Industry Merchant Account / Tourism Merchant Account / Ticket Merchant Account |
| UK Merchant Accounts | US Merchant Accounts | Canada Merchant Accounts |
Adult Merchant Accounts and Dating Merchant Accounts Merchants selling Adult products and/or services need a different kind of Merchant Account. Both Visa and Mastercard require registration of Adult Merchants. "Adult" and "Dating" Merchants are subject to additional "High Risk Registration Fees" from Visa ($500 per year) and MasterCard ($1000 per year). Perpetual Payments provide Merchant Services that provide Adult related service providers the chance to maintain their own merchant accounts. We will provide a Merchant Account solution that fits your needs and work with a number of banks that specialise in Adult Credit Card Processing. Our approval rate is 99%.
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European Merchant Accounts / International Merchant Accounts Perpetual Payments' European Merchant Accounts offer competitive terms even compared to US domestic Credit Card Processing. European merchant accounts also provide services and facilities on a global scale unlike the US merchant accounts. Credit card processing can be expensive but with a cheap European merchant account you gain an extra benefit over the other e-commerce businesses. With a reliable European merchant account you will be able to get fraud protection that will help you minimize the impact of possible fraud on your online business. We can offer European Merchant Accounts / International Merchant Accounts to:
Any ecommerce merchant knows that being able to accept and process credit card payments in multicurrency and on an international basis is a huge plus in today's digital world of ecommerce, where everyone is struggling to in an international market to sell their products and services. It is no secret that ecommerce is quite impossible without an international credit card processor and an International Merchant Account. Perpetual Payments provide quality International Merchant Accounts and International credit card processing services for any ecommerce merchant in the world. Our bank partners are well-known for their low costs and flexible processing terms, especially for new business starters.
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Gaming Merchant Accounts / Gambling Merchant Accounts / Bingo Merchant Account Gaming Merchant Accounts & Gambling Merchant Accounts for online casinos, sportsbooks, Bingo and Poker businesses can be obtained through us. We can offer:
If you are processing more than $/Euro 200,000 per month we can offer attractive high risk/high volume offers Merchant Account pricing. Your customers would be able to see your company's name on their statement. Gaming Merchants / Gambling Merchants suffer from "prohibition" by many Credit Card Acquiring Banks. We at Perpetual Payments Gaming Merchant Services can help. Many of the Banks we work with can accept Gaming businesses, and have so much experience in this market that they now have a special "Gaming Merchant Account" enabling you to be up an running quickly...and they won't shut down your account just as your business is taking off!
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High Risk Merchant Accounts Certain merchant types are considered "high risk" by most credit card processing banks. The following are just some examples:
Perpetual Payments can help all of the above High Risk Merchants to get a low cost merchant account.
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Internet Merchant Account / ecommerce Merchant Account / e- commerce Merchant Account / Online Merchant Account / Merchant Account (Web) / Net Merchant Account So you want to sell over the internet? One of the most important factors of your e-business strategy is the company or product you choose to help you to sell over the web. With Perpetual Payments you an Accept credit and debit card payments directly through your website with a full internet merchant account with a free Virtual Terminal. Internet merchant accounts enable you to accept credit cards online for ecommerce transactions. Perpetual Payments provide internet merchant accounts for online merchants looking for a credit card merchant account facility with international merchant bank, with merchant account credit card processing functionality. A single Perpetual Payments account provides the features of an online merchant account and payment gateway rolled into one. A Perpetual Payments ecommerce merchant account enables you to trade online simply and affordably.
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MO/TO Merchant Account / MOTO Merchant Account / mail-order Merchant Account / mailorder Merchant Account / Telephone Merchant Account Do you need a telephone order or mail order merchant account (MOTO Merchant Account)? Phone and mail order processing can be handled easily, inexpensively and securely through our FREE virtual terminal. Perpetual Payments provide an easy and powerful credit card processing solution for merchants to transact secure, real time credit card sales. Our virtual terminal eliminates the need for you to purchase expensive software that quickly becomes outdated, resulting in more money spent in upgrades. Our Virtual Terminal allows you to keep all transaction information secure using 128 bit encryption. All you need is a computer and a connection to the internet.
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Offshore Merchant account / Off-shore Merchant Account Offshore ecommerce banks tend to provide a better service for certain businesses, especially for high risk businesses and outside the US ecommerce businesses. 70% of our bank partners are situated in Europe. Europe is a strong and secure economic centre in the world. Our bank partners are trusted by millions! The choice of our offshore banks is vast. Each bank has its own rates, terms, initial conditions, and guidelines. Our professional staff will help you and advise you to get the best international offshore merchant account for your business, depending on your volume and chargeback rates. Getting accepted for an offshore merchant account is comparatively easier than getting accepted for a domestic merchant account. The only difference between the working of an offshore merchant account and the domestic merchant account is mainly the bank location that serves them both. The bank that serves the normal merchant account generally resides in the same country, while the bank that offers an offshore merchant account resides in a different country. Since ecommerce businesses are becoming more and more competitive, the major advantage is that there is no hassle involved in opening an offshore merchant account; you get better service and there are almost no deposit requirements. Other major advantages of an offshore merchant account are:
Although some offshore banks and credit card processors charge a slightly higher processing fee, with the increase in competition daily this trend is now changing. Business owners everywhere now prefer offshore merchant accounts over domestic merchant accounts for the many advantages available.
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Airline Merchant Accounts Perpetual Payments Internet credit card processing for the airline industry (eTicketing) has developed an Airline Merchant Account as a result of the requirement for airline eTicketing. You will be particularly pleased with the ease of linking, depth of industry knowledge and technical support offered by Perpetual Payments and their partner banks/credit card processors' Merchant Accounts.
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Travel Merchant Account / Travel Agent Merchant Account / Travel Industry Merchant Account / Tourism Merchant Account / Ticket Merchant Account As a business in the travel industry you know how hard it is to get a merchant account. High chargeback potential / future delivery makes it very difficult to accept credit cards due to long term booking. However, we will work with you to attain the lowest pricing plan for your travel related business.
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UK Merchant Accounts The cheapest UK Merchant Account available! We will provide a The UK Merchant Account tailored to your needs. Compare our prices to the rest! If you find cheaper, let us know and we will match or better your current pricing! It's easy to start taking card payments with our help - we've kept fees to a minimum, no up-front deposits, no minimum monthly volumes and no additional bank processing fees.
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US Merchant Accounts Process online credit card orders in US Dollars. Get a low rate US merchant account with no setup fees, and great rates we help Merchants like you to establish Internet Merchant Accounts to securely accept credit cards both from Websites and telesales. We offer a FREE Virtual Terminal for key entered Mail Order/Phone Order sales. Extremely Competitive and Guaranteed Pricing!
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Canada Merchant Accounts Canadian merchant accounts for Internet, retail, and mail/telephone order businesses wishing to accept credit cards. Low one-time setup fee, competitive processing fees and monthly fee, no monthly minimum, no extra currency fees, and no processing caps.
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Apply for your Merchant Account today and we will open the most suitable and low cost Merchant Account for you as a matter of urgency; allowing you to process Credit and Debit Cards. All Merchant Accounts come with an Internet Terminal / Virtual Terminal and re-billing / recurring billing / repeat billing at NO ADDITIONAL COST. Our Merchant Accounts* accept all major credit cards including Visa, MasterCard, Maestro, Visa Debit, Solo etc.
We support MasterCard Secure Code and Verified by Visa as well as Address verification Service (AVS ) and CVV. We and our Processing Banks are all secure and fully Level 1 PCI compliant and we operate state-of-the-art fraud reduction systems and anti-fraud management systems.
Even if you have processed before and fall into one of the following categories:
- TMF merchant / MATCH Merchant / NMAS Merchant
- Bad credit merchant
- Previously terminated merchant
We offer a Merchant Account for previously terminated Merchants and can often help you!
*A merchant account is a contract under which an acquiring bank extends a line of credit to a merchant, who wishes to accept payment card transactions of a particular card association brand. Without such a contract, one cannot accept payments by any of the major credit card brands.
