Perpetual Payments Merchant Account: Merchant Accounts - Apply for a Merchant Account Online!

Merchant Account* tailored to your payment needs

Perpetual Payments Merchant Services are the industry experts who provide worldwide payment services enabling your business to accept credit and debit card payments by phone, online or by mobile whatever the size of your business.We are able to provide almost instant account opening (the same day in over 80% of applications). Our low cost merchant accounts and fast merchant set-up process ensure that we certainly one of the best merchant solutions available today. We can process for all kinds of businesses from new start-ups to larger higher volume merchants. We are even able to assist merchants in higher risk categories such as dating, gaming, gambling and travel.

Our merchant account offering is internationally available to merchants in almost every country but we specialise in merchant accounts for merchants that are based in the UK, Europe, USA and Canada. We can also provide offshore merchant account solutions with low processing fees.

Start accepting online payments with us today and experience our customer service and compare our prices. We can not be beaten.

It's easy to start taking card payments with our same day Merchant Accounts - we've kept fees to a minimum, no up-front deposits, no minimum monthly volumes and no additional Bank processing fees.

Helping merchants through the "credit crunch"

We help Merchants in any country to accept payment from their customers for low processing rates... We are also able to open types of Merchant Accounts that other credit card processors shy away from. If you need a Merchant Account to Accept Credit and Debit Cards that:

is low cost, and;
has a no set up fee, no monthly fee, no annual fee, and;
has no minimum processing fees, and;
covers both payment gateway and bank fees

Then apply today!

Our commitments to you are straightforward:

Excellent and honest customer service and timely correspondence regarding any issues that concern you.
Neutrality, independence and global reach.
If you have a special processing requirement we can normally find a solution and have a 99% probability of your business model being accepted.

Our Merchant Services are designed to help you and improve your understanding of customer-not-present payment processing and Merchant Accounts. Please contact us with any queries or questions.

The Merchant Accounts we open are
guaranteed to:

Reduce your Merchant Service Charge (MSC)/ Discount Rate
Enable you to be paid faster
Eradicate any up-front Security your current Credit Card Processor may require
Reduce or eradicate any rolling reserve your current Credit Card Processor may require
Provide Chargeback Reduction / Chargeback Prevention Assistance

We can guarantee acceptance even if you fall within one of the following groups:

a new business looking for a "start-up friendly" Credit Card Bank or processor for a Merchant Account, or;
a Merchant with high Chargeback rates
a previously terminated Merchant (on MATCH, TMF, NMAS, VMAS etc)
a Merchant selling "high risk" products/services

If you would like us to open your merchant account now please go to the Merchant Application Form page and start your journey towards a secure and personalised processing relationship, designed around you

About our Merchant Accounts

We help low risk Merchants in any country to accept payment from their customers... We are also able to open other types of Merchant Accounts so even if you require one of the following types of Merchant Account to Accept Credit and Debit Cards apply today!

High Risk Merchant Accounts	US Merchant Accounts	UK Merchant Accounts
MO/TO Merchant Account / MOTO Merchant Account / mail-order Merchant Account / mailorder Merchant Account / Telephone Merchant Account	Internet Merchant Account / ecommerce Merchant Account / e- commerce Merchant Account / Online Merchant Account / Merchant Account (Web) / Net Merchant Account	Canada Merchant Accounts
		Offshore Merchant account / Off-shore Merchant Account
		European Merchant Accounts / International Merchant Accounts
European Merchant Accounts / International Merchant Accounts Perpetual Payments' European Merchant Accounts offer competitive terms even compared to US domestic Credit Card Processing. European merchant accounts also provide services and facilities on a global scale unlike the US merchant accounts. Credit card processing can be expensive but with a cheap European merchant account you gain an extra benefit over the other e-commerce businesses. With a reliable European merchant account you will be able to get fraud protection that will help you minimize the impact of possible fraud on your online business. We can offer European Merchant Accounts / International Merchant Accounts to: Alderney Merchants Andorra Merchants Austria Merchants Belgium Merchants Brecqhou (Brechou) (UK Channel Islands) Merchants Canada Merchants Croatia Merchants Cyprus Merchants Czech Republic Merchants Denmark Merchants Estonia Merchants Finland Merchants France Merchants Germany Merchants Gibraltar Merchants Greece Merchants Guernsey Merchants Herm (UK Channel Islands) Merchants Hungary Merchants Iceland Merchants Ireland Merchants Isle of Man Merchants Israel Merchants Italy Merchants Jersey Merchants Jethou (UK Channel Islands) Merchants Latvia Merchants Liechtenstein Merchants Lihou (UK Channel Islands) Merchants Lithuania Merchants Luxembourg Merchants Malta Merchants Monaco Merchants Netherlands Merchants Norway Merchants Poland Merchants Portugal Merchants San Marino Merchants Sark (UK Channel Islands) Merchants Slovakia Merchants Slovenia Merchants Spain Merchants Sweden Merchants Switzerland Merchants Turkey Merchants UK Merchants United States Merchants Vatican City Merchants Any ecommerce merchant knows that being able to accept and process credit card payments in multicurrency and on an international basis is a huge plus in today's digital world of ecommerce, where everyone is struggling to in an international market to sell their products and services. It is no secret that ecommerce is quite impossible without an international credit card processor and an International Merchant Account. Perpetual Payments provide quality International Merchant Accounts and International credit card processing services for any ecommerce merchant in the world. Our bank partners are well-known for their low costs and flexible processing terms, especially for new business starters. More info
High Risk Merchant Accounts Certain merchant types are considered "high risk" by most credit card processing banks. The following are just some examples: Rental Merchants Buying Clubs / Shopping Clubs / Wholesale Clubs Cellular / Mobile Phones & Beepers Merchants Coin Merchants Computer Stores Dating Merchants Downloading of Software Escort Advertising Services / Massage Parlours Hair Restoration Services High Volume / High Ticket Merchants Home / Apartment Operated Business Horoscope / Fortune Tellers Infomercial Merchants Insurance Merchants Jewellery Merchants / Jewellery Merchants Multi-level Marketing / MLM Merchants Outbound Telemarketing / Inbound Telemarketing / Phone Solicitation Merchants Vitamin Sellers / Herbal Merchants Seminars, Educational Sports Forecasting / Consulting Telecommunications Equipment Sales Time Share Advertising Travel Merchants Used Car Sales Weight Loss Centres / Muscle gain Perpetual Payments can help all of the above High Risk Merchants to get a low cost merchant account. More info
Internet Merchant Account / ecommerce Merchant Account / e- commerce Merchant Account / Online Merchant Account / Merchant Account (Web) / Net Merchant Account So you want to sell over the internet? One of the most important factors of your e-business strategy is the company or product you choose to help you to sell over the web. With Perpetual Payments you an Accept credit and debit card payments directly through your website with a full internet merchant account with a free Virtual Terminal. Internet merchant accounts enable you to accept credit cards online for ecommerce transactions. Perpetual Payments provide internet merchant accounts for online merchants looking for a credit card merchant account facility with international merchant bank, with merchant account credit card processing functionality. A single Perpetual Payments account provides the features of an online merchant account and payment gateway rolled into one. A Perpetual Payments ecommerce merchant account enables you to trade online simply and affordably. More info
MO/TO Merchant Account / MOTO Merchant Account / mail-order Merchant Account / mailorder Merchant Account / Telephone Merchant Account Do you need a telephone order or mail order merchant account (MOTO Merchant Account)? Phone and mail order processing can be handled easily, inexpensively and securely through our FREE virtual terminal. Perpetual Payments provide an easy and powerful credit card processing solution for merchants to transact secure, real time credit card sales. Our virtual terminal eliminates the need for you to purchase expensive software that quickly becomes outdated, resulting in more money spent in upgrades. Our Virtual Terminal allows you to keep all transaction information secure using 128 bit encryption. All you need is a computer and a connection to the internet. More info
Offshore Merchant account / Off-shore Merchant Account Offshore ecommerce banks tend to provide a better service for certain businesses, especially for high risk businesses and outside the US ecommerce businesses. 70% of our bank partners are situated in Europe. Europe is a strong and secure economic centre in the world. Our bank partners are trusted by millions! The choice of our offshore banks is vast. Each bank has its own rates, terms, initial conditions, and guidelines. Our professional staff will help you and advise you to get the best international offshore merchant account for your business, depending on your volume and chargeback rates. Getting accepted for an offshore merchant account is comparatively easier than getting accepted for a domestic merchant account. The only difference between the working of an offshore merchant account and the domestic merchant account is mainly the bank location that serves them both. The bank that serves the normal merchant account generally resides in the same country, while the bank that offers an offshore merchant account resides in a different country. Since ecommerce businesses are becoming more and more competitive, the major advantage is that there is no hassle involved in opening an offshore merchant account; you get better service and there are almost no deposit requirements. Other major advantages of an offshore merchant account are: Easy Access - With modern technology the world has become a much smaller place. The business owners are no longer limited to doing business with just one company or in a single country. Economical Advantages - No longer bound to select a bank in one country, the business becomes capable of finding the best deal anywhere in the world. Offshore Credit Card Processing - It enables the business to accept payments in multiple currencies. Reduction in Taxes - the offshore merchant account by Perpetual Payments offers significantly reduced rates of taxation. Although some offshore banks and credit card processors charge a slightly higher processing fee, with the increase in competition daily this trend is now changing. Business owners everywhere now prefer offshore merchant accounts over domestic merchant accounts for the many advantages available. More info
UK Merchant Accounts The cheapest UK Merchant Account available! We will provide a The UK Merchant Account tailored to your needs. Compare our prices to the rest! If you find cheaper, let us know and we will match or better your current pricing! It's easy to start taking card payments with our help - we've kept fees to a minimum, no up-front deposits, no minimum monthly volumes and no additional bank processing fees. More info
US Merchant Accounts Process online credit card orders in US Dollars. Get a low rate US merchant account with no setup fees, and great rates we help Merchants like you to establish Internet Merchant Accounts to securely accept credit cards both from Websites and telesales. We offer a FREE Virtual Terminal for key entered Mail Order/Phone Order sales. Extremely Competitive and Guaranteed Pricing! More info
Canada Merchant Accounts Canadian merchant accounts for Internet, retail, and mail/telephone order businesses wishing to accept credit cards. Low one-time setup fee, competitive processing fees and monthly fee, no monthly minimum, no extra currency fees, and no processing caps. More info

Apply for your Merchant Account today and we will open the most suitable and low cost Merchant Account for you as a matter of urgency; allowing you to process Credit and Debit Cards. All Merchant Accounts come with an Internet Terminal / Virtual Terminal and re-billing / recurring billing / repeat billing at NO ADDITIONAL COST. Our Merchant Accounts* accept all major credit cards including Visa, MasterCard, Maestro, Visa Debit, Solo etc.

We and our Processing Banks are all secure and fully Level 1 PCI compliant and we operate state-of-the-art fraud reduction systems and anti-fraud management systems.

*A merchant account is a contract under which an acquiring bank extends a line of credit to a merchant, who wishes to accept payment card transactions of a particular card association brand. Without such a contract, one cannot accept payments by any of the major credit card brands.